ally financial tangible book value

All Council members shall provide honest and impartial advice and recommendations that are independent and made in good faith. Naysla is the Vice President of International Card Services Marketing Australia & New Zealand at American Express. Neal also drives inclusion as an integral component of his global business strategy, focusing on increasing female and minority representation and ERG participation. The main reason I decided to start writing for Seeking Alpha this year was to create a high-quality journal about my investment process. [42], George Orwell wrote the manuscript between November 1943 and February 1944[43] after his experiences during the Spanish Civil War, which he described in Homage to Catalonia (1938). As a senior leader and visible LGBTQ+ MD ally, Nick showcases advocacy through amplifying employee resource group events, participating in speaking engagements, and actively sponsoring LGBTQ+ professionals in leadership pipeline programs. Her guidance has changed the way Canada manages food loss and waste, authoring The Avoidable Crisis of Food Waste, a world first evidence-based research project identifying; where, why, and how much food is lost and wasted across the supply chain. These cookies will be stored in your browser only with your consent. Jens involvement goes beyond Natwest and sees her attending and speaking at various events, external panels, interviews, and initiatives to support the LGBTQ+ community. Council members stressed the importance of meaningfully engaging Indigenous organizations and communities, recognizing and building upon existing networks related to labour and local procurement. Simon also collaborates with the International Co-Chair on best managing PRIDE growth and governance, using his specific regional responsibility as a target region for certain initiatives to grow PRIDE's representation of different pillars of the LGBTQ+ community. Please. The publisher wrote to Orwell, saying:[52]. So, youre a high school student and youre in the process of finding scholarships to help pay for school your freshman year of college and beyond. Despite these headwinds I remain bullish on Ally. Establish a task force in collaboration with food system partners to determine statistical needs to be presented to Statistics Canada. She is a Board Member of the Biogen Foundation, supporting healthy equity initiatives, including LGBTQ+ communities. Jennifer is a longstanding ally and advocate within Mastercard for the LGBTQ+ community. This translates to a tangible book value per share of $28.25, with the share count the same as the end of Q2. To ensure this doesnt happen in the future, please enable Javascript and cookies in your browser. The Battle of the Cowshed has been said to represent the allied invasion of Soviet Russia in 1918,[26] and the defeat of the White Russians in the Russian Civil War. She has a deep appreciation of the importance of visionary food policy and collaborative community led outcomes. Both Napoleon and Mr. Pilkington, one of the farmers, play the Ace of Spades at the same time and both sides begin fighting loudly over who cheated first. Ultimately, the rebellion is betrayed, and the farm ends up in a state as bad as it was before, under the dictatorship of a pig named Napoleon. ET. Here's the 1 Social Security Change in 2023 That's Going to Hurt the Worst. To make the world smarter, happier, and richer. Furthermore, she led multiple affiliation events for allies and members, including a video series on pronouns and allyship that received more than 7,000 views. During the first half of the year, ALLY trailed some of its online peers in raising its interest rates by large amounts. [38] Stylistically, the work shares many similarities with some of Orwell's other works, most notably Nineteen Eighty-Four, as both have been considered works of Swiftian satire. "Sinc Jon's efforts in advocating for diversity and inclusion have seen him regularly speak at LGBTQ+ inclusion events internally. Bram Berkowitz has positions in Citigroup and has the following options: long January 2024 $80 calls on Citigroup. Other publishers were still declining to publish it. In addition to her past work in the agency, not-for-profit and public sectors, Julie currently participates in a wide range of strategic food industry initiatives and cross-sectoral projects, including Retail Council of Canada's Grocery and Pharmacy COVID-19 Response Table and the Canadian Grocer and Manufacturers Collaborative. Similar to Benjamin, Muriel is one of the few animals on the farm who is not a pig but can read. In 2022, Nadjia also provided leadership at the EMESA Pride@BCG conference in Berlin, where she participated in a panel that demystified BCG's DEI strategy and openly discussed challenges with the Pride community. The all-stock deal, expected to close in the second quarter, would give the $3.2 billion-asset First Community an additional $500 million of assets and lending teams specializing in small to midsize commercial clients. Napoleon disputes this idea, and matters come to a head, which culminate in Napoleon's dogs chasing Snowball away and Napoleon effectively declaring himself supreme commander. In March 2022, she introduced the 'Bridging the Gap in APAC: Inclusive Policies and Workplace Culture' forum in partnership with Out & Equal, where HSBC has been a silver-level partner for ten years. [27] The pigs' appropriation of milk and apples for their own use, "the turning point of the story" as Orwell termed it in a letter to Dwight Macdonald,[72] stands as an analogy for the crushing of the left-wing 1921 Kronstadt revolt against the Bolsheviks, [72] and the difficult efforts of the animals to build the windmill suggest the various Five Year Plans. A budding area of research for Connor is the cannabis industry in Canada. Jennifer championed the firm's completion of the Human Rights Campaign Corporate Equality Survey in 2021 and successfully advocated for providing employee transgender-related benefits. [45] Homage to Catalonia sold poorly; after seeing Arthur Koestler's best-selling, Darkness at Noon, about the Moscow Trials, Orwell decided that fiction was the best way to describe totalitarianism. Frederic Warburg also faced pressures against publication, even from people in his own office and from his wife Pamela, who felt that it was not the moment for ingratitude towards Stalin and the Red Army,[55] which had played a major part in defeating Adolf Hitler. Or would you like to create more significant changes in your life like making a career shift or getting into (or out of) a relationship? On the liabilities side, I simplified the debt structure by calculating the average remaining term and assuming debt would roll off evenly. He has extensive experience in volunteer leadership as Chair of the Canadian Produce Marketing Association (CPMA), Food and Beverage Manitoba (formerly Manitoba Food Processors) and the Winnipeg and Manitoba Chambers of Commerce. She brings the groups priorities to Exco meetings to ensure Kantar is as genuinely inclusive as possible and encourages all Kantar employees to show explicit support and allyship for LGBT+ colleagues. Based on Vancouver Island, British Columbia, she embraces her humanitarian work locally and internationally with persons who do not have reliable access to resources and food. This can be in list form, narrative form, created like a mind map, or in another format, but should cover the areas of life that are most important to you. She has worked in strategic positions in this sector for nearly 20 years and has developed expertise in fields including issues management, negotiations, stakeholder relations and public affairs. These contributed to Orwell's conviction that the Bolshevik revolution had been corrupted and the Soviet system become rotten. The secretariat expressed appreciation for the contributions from all members and indicated that remuneration is not being considered at this time. As President of the Japan branch at Fidelity International, over the past year, Derek provided senior leadership to champion the LGBTQ+ Network and advance Fidelity's progress on the LGBTQ+ Strand. The Co-Chairs will draft a cover letter for the Minister highlighting key themes and linkages that have surfaced. Each working group lead provided an overview of their area of focus, work plans and proposed deliverables for providing advice to the Minister in September. Furthermore, Mohit has been supporting and helping build on sensitization, inter-sectionality, creating training on DEI topics for leaders, encouraging colleagues to be visible and vocal allies, and embedding a gender reassignment policy. Oftentimes, people include activities in their lives that have little value to them without realizing it. This working group re-focused the theme and will be developing policy advice to increase the capacity of Canada's food systems, with particular attention to improving infrastructure. HR(SL), Desirable leadership behaviours of multi-cultural managers in China, The Difference of Conflict Management Styles and Conflict Resolution in Workplace, THE RELATIONSHIP BETWEEN LEADERSHIP BEHAVIOUR AND ORGANIZATIONAL COMMITMENT: A STUDY IN THE CO-OPERATIVE SOCIETIES IN PENINSULAR MALAYSIA, National Institute of Business Management Master of Business Administration (MBA) Principles and Practices of Management CONTENTS, ESSENTIALS OF ORGANISATION BEHAVIOUR INSTITUTE OF INTERNATIONAL MANAGEMENT SCIENCE, THE ASSOCIATION OF BUSINESS EXECUTIVES DIPLOMA PART 1, Organisation And Organisational Behaviour / 1, Industrial Psychology (2010) [Vikram Bisen, Priya], UNDERSTANDING AND MANAGING ORGANIZATIONAL BEHAVIOR Delta Publishing Company, JOHN EDOKA PG/MSc/07/43627 EFFECTIVE LEADERSHIP AND ORGANIZATIONAL PERFORMANCE: A CASE STUDY OF NATIONAL YOUTH SERVICE CORPS (NYSC) KOGI STATE ADMINISTRATION AND LOCAL GOVERNMENT PUBLIC, New Microsoft Office Word Document-1.docx, ORGANISATIONAL BEHAVIOUR - A SIMPLIFIED STUDY MANUAL. In addition, he is Co-Chair of the Coalition pour l'exception agricole et alimentaire, a member of the board of directors of the Institut de tourisme et d'htellerie du Qubec and a member of the executive committee of the Canadian Federation of Agriculture. Seizing opportunities for economic growth, Advancing environmental sustainability and resiliency, Improving social and health-related outcomes, including food security, Enable on-going dialogue on food-related challenges and opportunities, Provide advice on a results framework, including indicators, to monitor progress, Provide advice on the implementation of the Food Policy action areas and long-term outcomes, to improve food-related outcomes in Canada, Support efforts to advance the Food Policy vision generally, Access to healthy food, especially for racialized, Indigenous, and LGBTQ2 people, Establishing a comprehensive, holistic measurement framework, with meaningful targets and indicators that are aligned with Sustainable Development Goal Two (Zero Hunger), Addressing urgent needs to increase affordable, culturally appropriate and safe food in Northern and remote communities, Providing better quality of food in healthcare settings. I'm assuming that ALLY's tangible equity will be around $8B at the end of Q3 and that they will have reduced their share count by about 12 million during the quarter. For example, if you want to be working in a new field, maybe now is time to make connections and look for work experience that you can gain in your off-hours; you can take small steps to build up for a bigger change in the future. This includes backing community grants and events, such as Fair Day and the annual Mardi Gras Parade, and enhancing the sense of inclusion and belonging of Amex colleagues who identify as LGBTQ+ and are proud to work for a company publicly and meaningfully backing their community. But it's not all bad news when it comes to raising rates. Publisher: - - Al- Alalamia press Samawah - Iraq 2019; ISBN: 978-9922-20-106-1 To be sure you're spending your time wisely, assess what you value the most in life, and pay attention to how you actually behave around the expression of these values in your real life; be sure you include activities that fulfill those values. He co-owns La Ferme D.M. Additionally, Jun was invited as a speaker and an influencer at RainbowCrossingTokyo and sponsored the Workplace Pride Conference in 2022. The Council is encouraged to reach a consensus in providing advice whenever possible. Czapski, a survivor of the Katyn Massacre and an opponent of the Soviet regime, told Orwell, as Orwell wrote to Arthur Koestler, that it had been "the character [and] greatness of Stalin" that saved Russia from the German invasion. Increase the frequency of Council meetings from 2 times per year (minimum), to 4 times per year. Georginas mission is to be a visible and vocal ally with the aim of creating a safe and inclusive work environment for everyone at Janus Henderson. Jason Baillargeon, Director, Strategic Policy Branch, provided an overview of the UN FSS with a focus on AAFC's approach leading to the final Stage 3 Member State Dialogue, and Canada's participation at the pre-Summit in July and Summit in September. The working group on measuring food insecurity is planning to meet again in 1 month, with officials from Agriculture and Agri-food Canada and Statistics Canada, to discuss the Canadian Community Health Survey. [25] The pigs' rise to preeminence mirrors the rise of a Stalinist bureaucracy in the USSR, just as Napoleon's emergence as the farm's sole leader reflects Stalin's emergence. [2][3] It tells the story of a group of farm animals who rebel against their human farmer, hoping to create a society where the animals can be equal, free, and happy. As a researcher, Evan is a co-author on over 100 academic papers and book chapters about food systems, climate change and food security and has mentored close to 50 graduate students. Canadian Food Policy Advisory Council WebEx and Teleconference. This group noted the success of measurement and reduction programs used by BC hydro, and the province of British Columbia as worth considering on a national scale. This multi-disciplinary group has the expertise and lived experience to bring diverse social, environmental, health and economic Snowball has been forgotten, alongside Boxer, with "the exception of the few who knew him". It toured nine cities in 1985. One night, the exalted boar, Old Major, holds a conference, at which he calls for the overthrow of humans and teaches the animals a revolutionary song called "Beasts of England". Council members indicated intent to re-convene in 6 to 8 weeks, towards the end of May or beginning of June. One Council member expressed concern that the charity-based approach of the Emergency Food Security Fund resulted in Indigenous communities not adequately being included in the roll-out of the program. In the first half of 2021, Takefumi sponsored and facilitated a seminar titled EY people who identify as gay and transgender, and the role of allies in the workplace. The CFPAC received a message from the secretariat inviting nominations to fill a small number of vacancies on the Council. Since then Berkshire has purchased banks, but no pure-play investment banks until now. Since ALLY doesn't provide as much detail on them. He is taken away in a knacker's van and a donkey called Benjamin alerts the animals of this, but Squealer quickly waves off their alarm by persuading the animals that the van had been purchased from the knacker by an animal hospital and that the previous owner's signboard had not been repainted. Minister Bibeau departed the meeting at the conclusion of her remarks. Good job! Dr. Resnick teaches M.B.A. courses at Wake Forest University. Wendy believes that building bridges across the supply chain is the key to removing barriers to accessing high quality, nutritious food for the people served in an institutional setting. The Minister indicated she looks forward to working with the Council on a number of these priorities, including but not limited to: Minister Bibeau thanked Council members for their participation and departed the meeting. Caroline also plays an instrumental role in creating, supporting, and funding a more inclusive world for the LGBT+ community externally through a number of initiatives including validating through Kantars award-winning Inclusion Index how ~50% of LGBT+ employees admit to suffering from high stress, anxiety, and mental health problems, and ~40% feel left out at work and experience or observe discrimination in their company. Although the first edition allowed space for the preface, it was not included,[49] and as of June 2009 most editions of the book have not included it. I wrote this article myself, and it expresses my own opinions. In order for a meeting to take place, a quorum is necessary and will be met when a minimum of 50% of members are in attendance. For example, he emphasized the importance of allyship at an event in 2021 with Jacqui Gavin, a transgender rights activist. Clover can read all the letters of the alphabet, but cannot "put words together". These commandments are also distilled into the maxim "Four legs good, two legs bad!" Investors turned to US dollars during the 20072008 global financial crisis and the 2020 COVID-19-related economic turmoil, expecting the dollar to hold its value. Search the most recent archived version of state.gov. Jun is Managing Director at Accenture Technology, and as the Japan Inclusion & Diversity LGBTQ Pride Lead, he has made an impact by presenting his clear vision of Accentures commitment to supporting LGBTQ+ activities and leading Accentures LGBTQ+ Ally Committee. Snowball teaches the animals to read and write, while Napoleon educates young puppies on the principles of Animalism. June also seemed to be the time when ALLY shifted its strategy to keep up with online peers in terms of interest rates. During the Second World War, it became clear to Orwell that anti-Soviet literature was not something which most major publishing houses would touch including his regular publisher Gollancz. This family farm has a herd with 350 head of Holstein, 200 of which are lactating, and produces a significant portion of the herd's food on its land. For the past decade, Wendy has been involved in several funded initiatives to improve outcomes for the food system in Ontario and for the people it serves. He specializes in the areas of investments, portfolio management, and international financial management. Looking at where you'd like to be, and at where you are now, you can break down the path from "here" to "there" into small, manageable steps that you can more easily take. Cut out commitments, relationships, and other aspects of your life that drain you and that aren't absolutely necessary. [70], Orwell biographer Jeffrey Meyers has written, "virtually every detail has political significance in this allegory". In recognition of the important insights Council members have raised on systemic barriers to participation, the Minister offered a one-time honorarium to those who faced barriers in participating on the Council and who have devoted significant personal time to advance an ambitious work plan. A LETTER FROM CAPTAIN GULLIVER TO HIS COUSIN SYMPSON. You can download the paper by clicking the button above. In 2020, Lori addressed the FAO North America, speaking on Second Harvest's work, and was also globally recognized by the United Nations as Canada's Food Hero. It struck me that if only such animals became aware of their strength we should have no power over them, and that men exploit animals in much the same way as the rich exploit the proletariat. Enable provinces and territories (P/T) to set clear and robust standards for quality and access in delivery of programming under their oversight, Where federal funding is allocated to individual programs in the form of grants, it should also be focused on quality and equity, as well as elevating the profile of local knowledge on school food, Develop a multilateral conflict of interest agreement for declaring and managing real, perceived, and potential conflicts of interest in school food policy and programs, Develop a multilateral school food and nutrition framework with monitoring of quality and performance in school food and nutrition programs under P/T oversight, toward greater inter-jurisdictional harmonization and equity, Develop an Indigenous school food and nutrition framework to establish common principles inclusive of rights, reconciliation, and Crown-Indigenous service delivery responsibilities. As long as ALLY holds loans written at lower interest rates its NIM will be hurt. The Director of the Food Policy Division is the primary contact for the secretariat. Our website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Should You Buy the 5 Highest-Paying Dividend Stocks in the S&P 500? Also note that money market accounts are based on the account balance, not the length of time you invest your money. All 23 Council members participated in the second Canadian Food Policy Advisory Council (Council) meeting, to discuss the. In the third quarter, Berkshire disclosed in a regulatory filing that it has taken a very small stake in the much smaller investment bank Jefferies Financial Group (JEF -0.22%). The working group identified three potential approaches for consideration: While the Council members preferred an approach that would be both comprehensive in terms of programming and universal in reach, it was noted that a role for the working group could be to develop options for either a targeted or universal approach that a wide range of stakeholders could get behind. This has contributed to consistent LGBTQ+ representation in the firm's MD promotions. Orwell listened to the production at his home in Canonbury Square, London, with Hugh Gordon Porteous, amongst others. The purpose of this document is to set out the Terms of Reference for the Canadian Food Policy Advisory Council (the Council). Some key initiatives he has championed within the company have included creating a platform for and facilitating listening groups to hear from LGBTQ+ colleagues within Wickes and working with the Executive Board to embrace policy changes. Click below to listen now. In this session, she highlighted her extensive experience with Dow's Board of Directors as the company's Corporate Secretary and the importance of including all types of diversity, including LGBTQ+ diversity, at all levels in the organization. [41] Orwell's style and writing philosophy as a whole were very concerned with the pursuit of truth in writing. As you make a life plan, it helps to plan not only months into the futurebut for years. Unresolved conflict can negatively impact the success of an organization. This is Dans seventh consecutive year on the Ally Executives Role Model list. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Council members agreed to provide language that would address their concerns to the Co-Chairs and secretariat. Since the beginning of 2021, Roberto has also participated in the firm's Diversity, Equity, and Inclusion Committee. Let's take a look at what Buffett and the rest of the Berkshire team are thinking here. The objectives of this meeting included: A summary of the discussion is provided below. In 2021/22, he sponsored an all-employee training course on LGBTQ+ inclusion, and he led a session around intersectionality at the Wickes Annual Managers conference in March 2022. The Minister also mentioned that it will be important to get everyone along supply chain to collaborate in addressing food loss and waste. The Council's activities include, but may not be limited to: Secretariat services, including meeting planning, travel and document distribution will be provided by the Food Policy Division at Agriculture and Agri-Food Canada (AAFC). Recent work includes addressing COVID-19 challenges, the 3-year Agri-food pilot, the Migrant Worker Support Network, and improvements to worker accommodations. It is expected the Council members use good judgment in discussing Council matters with individuals other than Council members, respecting and upholding the integrity of the Council's role and objectives and the need to protect the confidentiality of individual opinions. This group requested to meet with Statistics Canada and AAFC officials, to discuss the Canadian Community Health Survey questionnaire relating to food security, and potential scope for changing the survey's questions, frequency, and opt-out mechanism for provinces and territories. Animal Farm is a beast fable,[1] in the form of satirical allegorical novella, by George Orwell, first published in England on 17 August 1945. Prior to that, she worked at HSBC for 20 years, serving in a number of leadership roles, including Group General Manager, Retail Banking and Wealth Management, and Regional Head, Retail Banking and Wealth Management, Middle East and North Africa. She has also been speaking at events such as the National Coming Out Day Panel Discussion and the panel discussion on Mastercard's position and reaction to anti-LGBTQ+ legislation in the United States. Ongoing support for the other working group meetings over the summer (dates to be determined). Then make some cuts. Check-in with yourself on a regular basis to be sure you're sticking to the path you set with your intentions, and if you find yourself letting go of some of what you value, gently guide yourself back to a place of putting what you value most into action in your life. Council members requested a number of changes to the Terms of Reference, including to provisions regarding conflict of interest, representation on the Council and frequency of meetings. I hoped that by writing down my investment thesis in detail I would be able to review my investments periodically and learn from successes and mistakes. Council members indicated that there are common themes across Working Groups that could be explored further (for example, issues relating to equity, supply chains). But, I'm skeptical that all of the outflows were due to taxes. I'd expect ALLY to benefit as it can quickly drop the interest rate on its cost-sensitive deposits. In the event that topics discussed are considered confidential by the Council members, the related meeting documents will become part of the official AAFC file. [53] Writing to Leonard Moore, a partner in the literary agency of Christy & Moore, publisher Jonathan Cape explained that the decision had been taken on the advice of a senior official in the Ministry of Information. So, leaders must learn how to address and manage conflict depending on the situation and the party involved. Having previously worked in the food industry to developed value added snack foods from locally sourced pulse commodities, Heather has gained experience in applying a food system approach to addressing food-related opportunities and challenges. For other uses, see, "Seven Commandments" redirects here. The hens Also unnamed, the hens are promised at the start of the revolution that they will get to keep their eggs, which are stolen from them under Mr. Jones. [12] It won a Retrospective Hugo Award in 1996 and is included in the Great Books of the Western World selection. Working Group recommendations on reducing food loss and waste and supporting sustainable agriculture and agri-food will be presented to the Minister at a subsequent meeting. Apart from Autocratic and Participative Leaders behaviour, this paper is also intended to examine if nurturant task leadership developed by Sinha (1980) can be applied in cooperative societies. She is also a member of the Global Inclusion Committee at abrdn. The group intends to focus on: labour, land access (and the connection with food security), greenhouse gas reduction, biodiversity and infrastructure. Sylvie Cloutier is a key player in Quebec's bio-food sector. But I'd expect the buyback and dividend to be stopped. I'm going to Value ALLY on a look-ahead basis from the end of Q3. Factor analysis was carried out prior to the analysis to suit the Malaysia setting. She has a houseful of animals and loves adventure and the outdoors: whether she's out on the ocean, hiking local trails, or cheering her daughter on at a horse show, she's grateful for the opportunities her West-Coast lifestyle brings to her family. To be sure you're spending your time wisely, assess what you value the most in life, and pay attention to how you actually behave around the expression of these values in your real life; be sure you include activities that fulfill those values. Identify opportunities to align food system policies, and support coherence among federal, provincial and municipal orders of government. Julie is a member of the board of directors of BC Agriculture in the Classroom Foundation; Multi-Material Stewardship Manitoba; Food Banks BC; Encorp Pacific (Return-It) and Canada's National Zero Waste Council. Anissa is Head of Equities Quantitative Analysis at Citi and is a member of the MQA Culture Diversity and Inclusion group. To help you find what you are looking for: Check the URL (web address) for misspellings or errors. Connor hopes to bring his passion for a range of topics to this council and to act as an ally and voice to marginalized communities across Canada. Larry is passionate about ending hunger, promoting good health and reducing food waste. He has resided in the Yukon for over 17 years now. As you plan steps forward, review your list of "what's not working" and think about what's holding you back from your goals, from experiencing less stress, from feeling that you're where you want to be. In that role, Sarah has devised and spearheaded the Out & Proud Charter, a lasting public commitment by the Bank to create an LGBT+ inclusive workplace. At Dow's SOAR conference, the inclusive leadership summit the company hosts alongside its annual LPGA event, Neal hosted a panel on how sport can be a platform for DEI. Also in 2021, Diageo committed to a multi-million-pound global program to invest in media platforms and publishers working to make media more diverse. This is a 25% decrease in fair value from the start of the year. Nominations will be provided to Minister Bibeau for consideration in making a limited number of new appointments. Dip. He has also received several awards including a Top 20 under 40 Northwestern Ontario Visionary Award and a Forty under 40 Northern Ontario Business Award. The group's advice will be developed in consultation with federal departments and agencies (for example, Canadian Food Inspection Agency (CFIA)) and diverse actors across the supply chain with the view to ensuring consistent understanding of definitions and measurement, and mitigating unintended consequences of proposed initiatives on other areas of the food system. It seems to me that a reviewer should have the courage to identify Napoleon with Stalin, and Snowball with Trotsky, and express an opinion favourable or unfavourable to the author, upon a political ground. Standard-setting could be implemented as a stand-alone item, or integrating standards to varying degrees into either targeted or universal options. 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