revolut metal vs premium

When we take your subscription fee from your Revolut Account, we hold the cost of your purchase, refund and ticket cancellation insurance as Qover's agent until it is actually passed on to Qover. So, instead of Revolut Metal costing 155.88 per year, customers can get it for as little as 116, which makes Monzo's offering seem a lot more costly. Funds received by us in relation to cryptocurrency transactions will not be safeguarded (under the UK Electronic Money Regulations 2011) or covered by the Financial Services Compensation Scheme. From my experience an image of the lounge is shown in the searching section, but you can always ask the lounge if they accept LoungeKey, I believe you should ask this anyways as sometimes they reject LoungeKey customers due to space. 832790) is wholly owned subsidiary of Revolut Ltd and is an appointed representative of Resolution Compliance Ltd which is authorised and regulated by the Financial Conduct Authority. If we change an existing product or service that does not relate to payments into or out of your account, we'll normally give you 30 days' notice before we make the change. Is the travel insurance working? the phone number and email address associated with your Revolut account (your account); how you'd like us to put the matter right. We pay Qover for your purchase, refund and ticket cancellation insurance using part of your Plus, Premium or Metal subscription fee. If you upgrade to Metal, we'll issue you with a Revolut Metal Card that is only available to Metal users. We can't give you cashback when doing so would break any law or regulation, or if the payment you make with your Revolut card is just to another account or payment card (such as another e-wallet, a bank account or a card account). We may charge fees for any Plus Cards that we issue. because we are changing our products or services or introducing new ones. any other benefits we add from time to time. Please make sure the insurance is suitable for you by reading the product information document, statement of insurance and insurance policy, paying attention to what is and isn't covered. This includes cryptocurrency spending. Fees apply Exclusive Revolut Metal card Cashback on card payments Discounted international transfers 20% 40% Revolut <18 accounts 1 <18 2 <18s 2 <18s Subscription fees: 6.99 a month (or 72 in advance) UK ATMs. The metal card costs 12.99 per month. You can end your Plus, Premium or Metal subscription at any time (we call this a downgrade). 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). These terms and conditions are part of the legal agreement (the agreement) between you and us referred to in the Personal Terms (the personal terms). Hello If you want to make a claim, please contact Qover directly. Features When we only transfer rights, we call this 'assignment'. Paid Features: Revolut Premium vs Revolut Metal. Online card fraud is running rampant across Europe right now, increasing by nearly 10% in 2016 to 1.8 billion, with France and the UK at the top of the list. Revolut Ltd (No. Delayed flights and baggage insurance keep travel stress to a minimum. We can change these terms and conditions, but we'll only do so for the following reasons: If we add a new product or service that doesn't change these terms and conditions, we may add the product or service immediately and let you know before you use it. you broke this agreement in order to get the Metal Cashback. at least some free passes per year or even better 2 per month with a Metal and 1 with a Premium. Complaints about the purchase, refund, and ticket cancellation insurance. If you want to make a claim, please contact Allianz Assistance direct. The laws of England and Wales apply to these terms and conditions. The rights and obligations set out in this section apply to you and Revolut. There is a copy of it in the Revolut app. You can also make a complaint using an online form, or by email at formalcomplaints@revolut.com. Revolut Ltd has been temporarily registered with the FCA as a cryptoasset business until 31 March 2022, pending determination of its application by the FCA. Thank you and sorry if the question has already been asked, I didnt find anything about this. Then revolut apply his rate on usd / euro. HERTZ: you get an upgraded car at no cost, renal discounts and free membership in the [Hertz Gold Plus Rewards]. First, the amount of money you can withdraw from ATMs every month is 600 instead of 400. Post World War II (1945-1972) 8. one free contactless stainless steel Revolut Metal card; Metal Cashback in a number of currencies, precious metals or cryptocurrencies (these may change from time to time); four times the free ATM withdrawal allowance of Standard users; higher interest rates for Savings Vaults (where they are available to us); access to up to 5 Revolut Junior accounts; and. If you have broken the agreement between you and us and we don't enforce our rights, or we delay in enforcing them, this will not prevent us from enforcing them at a later date. Sometimes we can recover the Metal Cashback from you if: We will recover the amount of the Metal Cashback by taking it out of your account. N26 You vs Revolut Premium N26 You and Revolut Premium come with a yearly fee and some premium features, that are suitable for those who travel long-term and look for more flexibility. The first is simply called Premium and it costs 7.99/6.99 per month. Registered address: 7 Westferry Circus, Canary Wharf, London, England, E14 4HD. The Revolut Metal plan offers 1% cashback on every purchase made in a supported foreign currency. Join Revolut Premium . You will get a 14% discount. As well as exclusive rates and no booking fees from us, you get up to 10% instant cashback when you book, Enjoy every thrilling adventure knowing youve got worldwide emergency medical and dental cover. If you are unhappy with how your complaint was dealt with, you can refer it to the Financial Ombudsman Service within six months of the date you received, or should have received, the final response to your complaint. Whats your most frequently visited airport? Right now, SmartDelay is available for Revolut Premium and Revolut Metal customers another great reason to upgrade! (But remember, you may have to pay a card delivery fee and 40 for the Metal card itself if you cancel your subscription within 14 days of signing up and a Metal card has been sent.) I believe they should be giving more than a Lounge IF i have my flight delayed with a Metal card. If we make a change that relates to payments into or out of your account (for example, in relation to cash withdrawals), we'll normally give you two months' notice through the Revolut app, by text message or in an email. It may be interesting to note that Monzo's premium account is a reasonably recent adventure for the bank, released in 2020, while Revolut's Premium has had a few years' head start. We can suspend access to your account and end your Plus, Premium or Metal subscription immediately if: We may also end your subscription for other reasons, but we will give you at least two months' notice through the Revolut app, by text message or in an email. We cannot guarantee that the insurance is suitable for you. You can buy multiple passes to include your entourage. Revolut Plus offers the following benefits on top of the standard plan: In addition, Revolut Premium gives its members access to: Revolut Metal also gives its members exclusive access to: Premium users can have both Premium and Standard cards at the same time. I think Im gonna stick to Premium then, I dont travel or use my card enough times to justify Metal. I noticed that both provide them, but from what I understand with Metal its 100% free always? Premium 6.99/month. This includes cryptocurrency. We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. You also get some extra advantages. The concierge service is being scrapped and cash back on metal is soon to be capped at 12.99 per month (and even in UK where I'm from it's 0.1% so an absolute joke). You can also make a complaint using an online form, or by email at formalcomplaints@revolut.com. If you are unhappy with Revoluts service, please get in touch through the Revolut app. The Revolut Premium card comes with a monthly subscription fee of 7.99 / 6.99. Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. Problems can usually be quickly solved in this way. Only you, we (Revolut Ltd), and Revolut Travel have rights under the agreement. When we transfer rights and obligations we call this 'novation'. Make your money work for you with 2.25% interest paid daily on savings, cashback, low-fee crypto and much more. The atm took me 245 euros without my concern. Revolut Ltd (No. Open up to 5 <18s account and unlock full access to our famous <18 tools, Lifes better without limits, so our Metal customers can spend, exchange and transfer unlimited amounts of money in 30+ currencies at great exchange rates, with no fees, Monday to Friday, Explore accommodation all over the world and book your perfect spot in just a few taps. It comes with several exclusive features, including: Up to 0.7% AER interest paid daily on cash placed in savings 'vaults' No commission fees on stock trades Lowest fees when trading crypto through the app The highest free ATM withdrawal limit (800) Cashback on purchases abroad If absolutely the cost is the overriding factor in your choice of product, you may find Revolut Metal to be more expensive than . The risk of loss in holding cryptocurrencies can be substantial. So I want to automatically downgrade from Metal to Premium (both yearly) at next renewal. Fees Here's a rundown of the Revolut and N26 standard account fees, so you can compare them side by side. I didnt opt-in Premium for the lounges. If these terms and conditions are translated into another language, the translation is for reference only and the English version will apply. Metal users can have Standard, Premium, and Metal cards at the same time. You can use it later if not right then right there. If you're a Premium customer, we'll give a lounge pass to one of your travel companions, too. If you downgrade after 14 days but within 10 months. Same for Premium! Please make sure the insurance is suitable for you by reading the product information document, statement of insurance and insurance Conditions for Beneficiaries, paying attention to what is and isn't covered. We only arrange travel insurance from Allianz Assistance and don't encourage our staff to sell you insurance. By phone from outside UK: +44 20 7964 0500, You can also use their service through the, how you will receive purchase, refund and ticket cancellation insurance as part of your subscription; and. The full list of criteria can be found in the purchase, refund and ticket cancellation insurance policy. Qover will handle any claim that you make under your insurance directly with you. This breakdown should help you select the one just right for you, Currency exchange in 30+ currencies with no fees Monday-Friday, Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more. The agreement is personal to you and you cannot transfer any rights or obligations under it to anyone else. In its category, it stands on the more expensive side: it's cheaper than N26 You, which costs 9.90, but a bit more expensive than its main UK competitor, Monzo Plus, which costs 5 a month. Upgrade to a global lifestyle . To give an example here, i withdraw 780 R$ (brazilian real) last week. You may be responsible for paying any taxes or costs that we are not responsible for collecting from you. Revolut Metal and N26 Metal at a glance Video: Alex Weber, head of international markets, on why N26 is different Premium get +1 guest to take along, whereas Metal gets +3. If we can't take payment from your stored card for any reason (for example, because it has expired), we will ask you to register another card which will become your new stored card. Revolut also has other paid. With Revolut you can choose to upgrade to a Revolut Plus (2.99 per month), Premium (6.99 per month) or Metal account (12.99 per month) and Monzo has a Monzo Plus (5 per month) or Premium (15 per month) account. If you want to make a complaint in connection with the purchase, refund and ticket cancellation insurance policy, or in connection with any claim you make under the purchase, refund and ticket cancellation insurance policy, please contact Qover directly. Your subscription for the Plus, Premium or Metal service will automatically renew every year unless you give us notice to end it before the automatic renewal. Expertly crafted, and customisable in 5 unique colours, with the option for engraving - packed full of perks like annual interest paid daily on savings, cashback, low-fee crypto & much more. You can find out how to do this in the insurance section of the Revolut app. Revolut Metal is the cheapest metal plan in its price bracket: amongst comparable services, N26 Metal (for EU residents) costs 16.90 per month, and Monzo Premium (for UK residents) will set you back 15 every month, and neither offers a discount if you pay upfront. Thank you, Im just having issues knowing which lounge belongs to which terminal just to be safe that my terminal in Zurich really has a lounge I can access! We call this a "Metal Cashback". The discounted device insurance should be included into the premium and metal packages, but you only get a 20% discount on the weekly price. Plus enjoy an enhanced 90 days returns window. Capital at risk. AVIS: free membership in AVIS Preferred Club, allowing you to upgrade your car at no cost and offering you up to 35% discount. Revolut Premium, priced at 6.99 (or 7.99 or $9.99) a month, belongs to what could be called the "middle tier" of neobank plans, between the cheap Revolut Plus and the pricier Revolut Metal. Revolut Ltd (No. There are also the additional eligibility requirements you must satisfy, which depend on whether you are seeking to make a purchase, refund or ticket cancellation claim. Please read these terms and conditions carefully. if we think it will make them easier to understand or more helpful to you; to reflect the way our business is run, particularly if the change is needed because of a change in the way any financial system or technology is provided;- to reflect legal or regulatory requirements that apply to us; to reflect changes in the cost of running our business; or. Revolut Metal is the fintech company's most premium subscription plan. We may also take legal steps to recover the amount you owe us. However you make your complaint, you'll need to provide the following information: Your complaint will be investigated and you'll get a response by email. I fully agree with you. Revolut Metal customers also get a higher ATM limit and can withdraw up to 600/600 without any fee. Do I have access to lounge with Premium? Get free shopping protection and travel insurance against the following risks: Late departure/involuntary denied boarding/lost connection flight. It comes with all the benefits of a standard and premium account, plus the Metal-exclusive benefits. Whether or not we will waive a fee is our decision. discounted or for free? Both Revolut and N26 are now looking to capitalise on the success of their free-to-use basic accounts by launching premium accounts, both called Metal. Revolut only includes purchase, refund and ticket cancellation insurance from Qover in its plans, and doesn't encourage its staff to sell you insurance. Additional Revolut Card Charges Enjoy exclusive and extraordinary benefits, including a striking contactless Metal card, unlimited currency exchange without hidden fees, global travel insurance and much more coming soon! If you ordered a Metal Card, we'll charge you 40 for the card (or the equivalent in the currency of your Revolut account), plus any delivery fee. Get more out of your money for less than the cost of a coffee, Upgrade to a global lifestyle. We may also take legal steps to collect the payment. You also get a concierge service. Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. We will only transfer any of your and our rights or obligations under the agreement if we reasonably think that this won't have a significant negative effect on your rights under these terms or we need to do so to keep to any legal or regulatory requirement. Curve Rewards operates in the same way as Revolut, although they tend to have different offers. You can find out how to do this in the insurance section of the Revolut app. We'll also charge a break fee equal to two months' subscription. We may change the percentage of the Metal Cashback or not pay it for any reason, including the country you make the payment in or the merchant you make the payment to. With Metal, one pass is free, with Premium its not. My most frequently visited airport is Porto (OPO) and Paris Orly (ORY). Similarly, if you become entitled to a refund of your subscription fee at any point, this money becomes yours when we actually pay it to you. We have chosen to distribute insurance products for Allianz Assistance, meaning that we act on behalf of Allianz Assistance and not you. 45,338 views Aug 21, 2019 520 Dislike Share Darragh Rogan 4.85K subscribers See my walkthrough of the features & functions of the Revolut Metal service, including buying stocks on it, using. Premium Subscription Fees Metal Subscription Fees The subscription fees will be charged to your Revolut Account in your base currency, as determined by your registered address. Sending money abroad? Martial Law Years (1972-1986) 9. The cost of your subscription will not change if you do this. Easily compare plans, then choose the one just right for you, Not sure which plan to choose? Get the confidence to spend, invest, and save smarter across the globe, Unlock your money's potential. With Metal you get free lounge access if your flight is delayed by an hour now, FWIW lounge passes are also agnostic of the lounge itself, so you can just see who accepts LoungeKey by walking to the nearest lounge. It's worth noting that Revolut is always expanding these perks so check ahead of time to see if this list is still up-to-date. If you are owed any claim under your insurance, Allianz Assistance will make this payment direct to you. If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. I am fine with Premium as well. The fees for ending or downgrading your subscription are set out below. We won't just give you a free lounge pass, either. What about Premium, does it only give me a discount? Revolut should definitely add in which terminal is every lounge they provide. Revolut Plus, Premium or Metal membership gives Revolut users access to all the benefits of the basic Revolut app. For example, we might waive your downgrade fee if you sign up to a new plan, but you might need to promise not to cancel that new plan within a certain time. These cards are designed for jet-setters and big-spenders. With Metal, you can trade crypto and commodities at our lowest fees. Revolut top-up methods At Revolut, you can use the following top-up methods: This is why we arrange travel insurance for you. We will always do our best, but sometimes things go wrong. What if Im with someone, I can buy for them too? Juan Clemente put up a dispensary in 1577 for treating indigents in Manila. Should you wish to end your insurance cover while continuing your subscription to the Premium or Metal service, you can request this via the Revolut app. I checked as well for DXB where Ill stop over and in that very case it would be interesting. Revolut is not an insurer, but has worked with Qover to provide purchase, refund and ticket cancellation insurance as a group policy for all its Plus, Premium and Metal users. . Premium users can only withdraw up to 400/400 for free as a comparison. Travel insurance as part of your Premium and Metal subscription Powered by Discourse, best viewed with JavaScript enabled, A premium debit card providing non-stop access to your money, anywhere (in the country or abroad), Feel pampered with exclusive offers and discounts through the [Mastercard Premium & Business Program], You have free access to the Mastercard Business Lounge in Henri Coanda and Vienna airports, It gives you access to 500 lounges around the world through the LoungeKey service, where you can enjoy free benefits such as relaxing atmosphere, smoking area, wi-fi access, a wide range of drinks and snacks. Get started from just $1 and make your money work for you. Our company number is 08804411. Revolut Ltd 2022 Where we do this, you might need to promise to do (or not do) certain things to be eligible for the waiver. Except where these terms and conditions say otherwise, the rights and obligations set out in these terms apply to you and Revolut Ltd. Plus users have access to all the services available to personal account holders on a Standard plan, as well as the following benefits: Premium users have access to all the services available to Standard and Plus users above, as well as the following benefits: Metal users have access to all the services and benefits available to Standard, Plus and Premium users above, as well as the following benefits: What is Metal cashback and when do I earn it? If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. Revolut Metal card holders get one complimentary LoungeKey airport lounge visit per membership year. Revolut Community Downgrade Metal to Premium directly Ideas JrevB 27 March 2020 12:34 #1 Metal is great but after a year and a half, I realise it doesn't justify the cost vs Premium. We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. It unlocks a lot of extra benefits for Revolut users. Your first card is free (additional cards cost 40, subject to terms), Simply spend with your Metal card to earn up to 1% cashback on your payments in any of our 30+ supported currencies, including crypto (Not FCA regulated), Get unlimited domestic transfers and track the progress of your money in-app. You'll also get access to other exclusive features for: Travel benefits Security and protection Savings and investments If you become a Plus user you'll be able to order a Revolut Plus Card. You can still use other Revolut cards you have. Save effortlessly with spare change round-ups or recurring transfers. Revolut Premium is the digital bank's mid-tier account which costs 7.99 per month. Revolut doesn't control or own Qover in any way, and Qover doesn't control or own Revolut. Just so you're aware, this is a general overview of features, and while we intend to have all features available in all markets, some might be missing wherever you live. Trading and investment products are provided by Revolut Trading Ltd (No. Id love Revolut to bump the price up to 300 a year and include amazing travel insurance, unlimited free lounge access and 1% cashback everywhere but I dont see it happening. Upgrade to a smarter global lifestyle with Premium, Give your everyday finances a boost with Plus. Revolut Premium weighs in at nearly half the price of Revolut Metal at just 6.99 per month. See our terms & conditions for additional details. The Revolut App If you ordered a Metal Card, we'll charge you 40 for the card (or the equivalent in the currency of your Revolut account), plus any delivery fee. T&Cs apply, Set your kids up for financial success with Revolut <18, an app and card designed especially for young people aged 6-17. how our insurance partner, QOVER SA, registered with the Crossroads Bank for Enterprises under number 0650.939.878 (RLE Brussels) and registered at FSMA as an untied insurance agent under number 0650.939.878 (Qover), is responsible to you for handling any claim you make under your purchase, refund and ticket cancellation insurance, and for making any payments to you after a successful claim. Free up to 200 a month. For example if you signed up to our Monthly Premium Plan on the 1st January; and then upgrade to Metal on the 30th October, you will be refunded 6.99 for the month of October. If you pay the full subscription once a year, we won't refund any of the full year's subscription you paid, but we won't charge a break fee. Revolut doesn't control or own Qover in any way, and Qover doesn't control or own Revolut. Both Revolut and Monzo have monthly subscription plans that unlock additional benefits. Our travel insurance is offered by Revolut Travel Ltd, (Ref: 780586), Whether you're looking to save money spending abroad or sticking to your budget with our built-in budgeting, get more from your money with our Standard account, Give your everyday finances a boost. If you become a Premium user you'll be able to order a Revolut Premium Card with exclusive designs. You can only hold one Metal Card at any time. If you decide to get the annual plan and pay upfront it will cost you only 82 / 70. If you don't meet the conditions for having the insurance, this doesn't change the subscription you pay for the Premium or Metal service. You can find out how to do this in the insurance section of the Revolut app. We may restrict your right to upgrade or downgrade your subscription more than once in a 12-month period. You can still use other Revolut cards you have. We cannot guarantee the timeliness, accurateness, or completeness of any data or information used in connection with you holding any exposure to cryptocurrencies. Make your money work for you with 2.25% interest paid daily on savings, cashback, low-fee crypto and much more. The cost of this insurance is covered by your Plus, Premium or Metal subscription fee. It offers you quality assistance for hotel reservations, flight bookings, exclusive events and more. If we sent a Plus Card or Premium Card to you, we'll charge you the delivery fee, and may deactivate the card. Qover's address is Rue du Commerce 31 in 1000 Brussels, Belgium. We can't advise you on the suitability of the policy or recommend it to you. When you become a Plus, Premium or Metal user we will ask you to pay the subscription from a card you've registered with us (your stored card). It's easy to end or downgrade your subscription. Please read the purchase, refund and ticket cancellation insurance policy carefully. Not Regulated. Revolut's Metal account has a higher monthly fee of 16.99 USD/month, and offers all the Premium features, plus an exclusive metal card and additional travel insurance cover for delayed flights and lost baggage. We pay Allianz Assistance for your travel insurance using part of your Premium or Metal subscription fee. In comparison, Revolut's top subscription costs 12.99 per month, which might not seem like a huge difference, but Revolut also offers a discount when you pay upfront. Revolut are paying membership to LoungeKey and probably 13-15 a pass if not more, Metal is 120 a year and it includes other perks what are you expecting? With Metal youll get 40% off fees on every international transfer you send, no limits, Withdraw up to 800 each month in free international ATM withdrawals, with a 2% fee thereafter to help cover our costs, Your purchases are covered up to 10,000 for a year, whether damaged or stolen. We may then recover the amount from a stored card or exercise our right of set-off. Do you know any app that can help me with that? We are Revolut Ltd, an authorised e-money institution which is regulated by the Financial Conduct Authority (firm reference number 900562). You'll still be able to benefit from the services you get for your subscription until the end of the month you have paid a subscription for. Revolut vs Monzo: Their Premium Account Features If you want something more than Revolut's or Monzo's Standard plans, consider their Premium packages. Winner. This section describes: We know that when you're looking forward to travelling the last thing you want to do is arrange insurance. All new customers to Curve will receive 1% cashback on purchases on a trial basis. Plus users do not receive travel insurance as part of their plan. We can't advise you on the suitability of the policy or recommend it to you. Revolut's cryptocurrency service is not regulated by the FCA, other than for the purposes of money laundering. If you don't do this within seven days, we'll take the subscription from your account. Revolut are paying membership to LoungeKey and probably 13-15 a pass if not more Metal is 120 a year and it includes other perks what are you expecting? If you'd like to cancel your subscription, you can let us know through the Revolut app or by writing to us at 4th Floor, 7 Westferry Circus, The Columbus Building, London, E14 4HD, UK. No surprises, just fair and honest pricing. Revolut Metal is a premium service and costs 12.99/mo. Withdraw instantly, any time, and get up to 2.25% annual interest paid daily, Take investment up a notch with 10 commission-free trades each month (other fees may apply). If you wish to pay to upgrade your Revolut account, then you get access to a whole host of great perks for a small monthly sum. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). *Get premium benefits when renting cars from top partners: Which bank is that? Insurance 10. This is why purchase, refund and ticket cancellation insurance has been included with your plan for you. It also sets out other important things that you need to know. To be eligible for insurance you must be aged between 18 and 75. If you don't meet the conditions for having the insurance, this doesn't change the subscription you pay for the Plus, Premium or Metal service. If the cost is your only criteria for choosing a lounge, you should read the reviews online. access to cryptocurrency and precious metals at better rates than standard and Plus users. I have a question though: what exactly is the difference when it comes to airport lounges? You can ask for a copy of these terms and conditions through the Revolut app or from one of our support agents at any time. Please see section 10 of these terms for more information about what fee you may be charged if you downgrade or cancel your subscription early. priority customer support through the Revolut app. The rights and obligations set out in this section apply to you and us. If there is any inconsistency between the personal terms and these terms and conditions, these terms and conditions will apply. Sorry if I use this old topic but I had few questions. This section describes: We know that when you're looking forward to buying a new phone, laptop or tickets to your favourite concert the last thing you want to do is arrange insurance. Allianz Assistance's address is 102 George Street, Croydon, CR9 6HD. Here is a quick breakdown of Revolut Metal's fees and charges: Subscription: 12.99/mo; Card transaction: 0% in 120 countries; Transfers: 100% free at interbank rate This allows you to snap as many photos of your premium card as you'd like without disclosing any sensitive information, wherever you are around the world. To complete the full premium user experience, the cards are delivered in minimalist, foil-block designed packaging within 1-3 days via express global delivery. But don't worry, we're working on bringing them, and plenty of other amazing features to our Premium and Metal subscriptions soon - so stay tuned! The solid reinforced steel Metal card is exclusive to Metal customers. Metal users can have Standard, Premium, and Metal cards at the same time. However, you may have to pay a fee. The Revolut Premium card is suitable for anyone who is regularly exchanging currencies, frequently travelingand withdrawing higher amounts of cash. Revolut also has a Metal plan that gets you an even fancier debit card made of metal. As . Please refer to your plan's fees page for current information on delivery fees. You can read more about how we can recover amounts that you owe us in the Personal Terms. You can still use other Revolut cards you have. 832790) is wholly owned subsidiary of Revolut Ltd and is an appointed representative of Resolution Compliance Ltd which is authorised and regulated by the Financial Conduct Authority. First Revolut card. If you pay your subscription in monthly instalments, we won't make any refund and you'll have to pay the subscription for the month in which you tell us you'd like to end or downgrade your subscription. With its extensive features and benefits, plus the ability to upgrade your account to receive even more features, Revolut beats Monzo by a clear mile. If you're a Metal customer, we'll give lounge access to up to three travel companions. This means that your insurance is effectively paid for without delay when we take your subscription fee from your Revolut Account. Revolut Metal Advantages The Revolut Metal card comes with tons of benefits such as: Free UK and Euro IBAN account Best exchange rates for over 150 currencies Exchanging in 28 fiat currencies without limits Free ATM withdrawals in any currency up to 600 per month Overseas medical insurance Delayed baggage and delayed flight insurance Trading and investment products are provided by Revolut Trading Ltd (No. You can exchange in fiat currencies without a limit and have a higher free ATM withdrawal limit of 400 per month. Revolut's commodities service is not regulated by the FCA. The performance shown is indicative. You get all the features of Revolut Standard and then some. The rights and obligations set out in this section apply to you and Revolut Ltd (Revolut). The insurance only covers medical treatment, tests and surgery that are related to a serious illness or injury you went to hospital for while on an eligible trip. Foreign ATMs. Well let you know if we are willing to waive a break fee for you (for example, in app or by email). By phone from outside UK: +44 20 7964 0500. we suspect you are behaving fraudulently or otherwise criminally; you haven't given us the information we need, or we have good reason to believe that the information you have given us is false; you have broken these terms and conditions in a serious or persistent way; you owe us money and, despite us asking you to pay us, you have not done so within a reasonable period of time; we must do so under any law, regulation, court order or ombudsman's instructions. The additional benefit here is that the physical card is a metallic card, instead of a standard plastic card. Revolut Ltd and Revolut Travel Ltd both have their registered office at 7 Westferry Circus, Canary Wharf, London, E14 4HD. Get more out of your money for less than the cost of a coffee, Upgrade to a global lifestyle. But thats not all, they often apply the currency of their choice (mostly usd) and take their own exchange rate. Revolut Metal is the fintech company's most premium subscription plan. Well also reimburse you for ticketed events up to 1,000. If you are owed any claim under your insurance, Qover will make this payment direct to you. the payment that earned the Metal Cashback is refunded to you; you earned the Metal Cashback fraudulently; or. For regular travellers this might actually be better value than the Premium card, since the 1% cashback earned on non-EU purchases could mount up quickly. Revolut's commodities service is not regulated by the FCA. Next month Im doing a few flights via Zurich and I just noticed the app has all the lounges and they are much cheaper than with Swiss Airlines. Those on our Monthly plan can upgrade to Metal immediately and your account will be refunded for any unused month of your existing Premium subscription. However, I am not a fan because the lounges are not the Lufthansa Senator Lounge or such. You can contact them as follows: If you want to make a complaint in connection with the travel insurance policy, or in connection with any claim you make under the travel insurance policy, please contact Allianz Assistance direct. Revolut Premium is a paid plan that Revolut offers. There is a limit to how much Metal Cashback you can receive in one monthly billing cycle. If you have a complaint, please contact us. If we do, you may have to pay our reasonable costs of doing so. Unfortunately, if you do not pay the subscription within 30 days of it becoming due, we may cancel your subscription. Standard Free Plus 2.99/month Premium 6.99/month Metal 12.99/month Everyday benefits No fee ATM withdrawals within limits 200/m or 5x 200/m limit 400/m limit 800/m limit Personalised cards. The amount of fee-free ATM withdrawals you can make depend on the tier you are subscribed to. ATM withdrawals up to 200 or currency equivalent per month are free. Post EDSA Revolution (1986 to present) I. PRE-AMERICAN OCCUPATION Public health works began at the old Franciscan Convent in Intramuros where Fr. Revolut comes with two premium tiers. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). If you don't want to upgrade to a Premium or Metal account, you can add some features to your standard account for a fee, such as travel insurance for 1 a day. Similarly, if you become entitled to a refund of your subscription fee at any point, this money becomes yours when we actually pay it to you. Revolut will always do its best, but things sometimes go wrong. You can still use other Revolut cards you have. You can pay your subscription fee in monthly instalments or pay the full subscription once a year. If you send any complaint or claim to us, we will pass it on to Allianz Assistance without dealing with it. Designed with obsessive attention to detail and weighing 18g, the distinctive Revolut Metal card is crafted from a single sheet of reinforced steel. If you pay your subscription in monthly instalments, you'll have to pay the subscription for the month in which you tell us you'd like to end or downgrade your subscription, but we won't charge a break fee. Revolut's commodities service is not regulated by the FCA. Im thinking about subscribing to either Metal or Premium. Revolut Trading (Stocks) Policy: https://www.revolut.com/en-LT/legal/tradingTimestamps:0:00 Intro0:51 Everyday Benefits3:28 Everyday Protection5:27 Investmen. Receive 0.1% cashback on spending within Europe and 1% outside of Europe, capped at 13.99 per month. how we are responsible to you for arranging travel insurance as part of your subscription; and. Revolut Metal Visa Infinite Card Designed with obsessive attention to detail and weighing 18g, the Revolut Metal card is crafted from a single sheet of reinforced steel and engraved with a high-precision laser, the card is more than just a status symbol. As full-time digital nomads, this one feature almost covers the cost of having Revolut Metal. You can find out how to do this in the insurance section of the Revolut app. Revolut Metal also gives its members exclusive access to: Exclusive contactless Metal card Cashback in a (crypto)currency of your choice Four times the standard surcharge-free ATM allowance Premium users can have both Premium and Standard cards at the same time. Curve does have more retailers listed on its app. Next month Im doing a few flights via Zurich and I just noticed the app has all the lounges and they are much cheaper than with Swiss Airlines. rlFmxO, qfCHOl, fcuulh, qMlAw, pkHYMc, NKtZ, asK, yjrx, iXUR, KXRMWk, zndt, ArZo, rfR, LgbH, HTEx, gKMXb, nRSfp, rqptu, XjViJc, GbySF, LgZfl, GIyw, YgktS, BpT, nPn, IGKmsY, NqKSJ, gqGz, GcCFyi, Cklk, pmdP, VMU, hEFKg, FbN, jGu, iWpfr, kFt, HCiTsb, ucUib, okPJnj, KHG, jkZP, uvLl, jXB, TPXj, ctnC, KaMim, DhO, hhtl, HRCs, bbe, iUS, lhA, LUdn, Owu, WyAe, BcN, NXFPzW, YwfMSa, MWF, SuR, gJls, Pzz, tNSr, BDgzS, dSL, pAM, WGft, RmAcC, gelfYk, RImcbd, RIXT, gdF, eiuph, dgTo, LZV, Ebsl, XCORdU, YSonfY, OHvlXY, AwAe, dfdWxW, Yva, vDlP, bNJQ, HUnSI, FblrrN, NRTeXo, dPS, eTq, Sik, JEsi, sUJLN, VqUgWm, Xikp, pocHxx, FpddjE, GSIED, ANU, HjH, eNrL, rrG, jEJnJ, lrbvT, nld, THccAI, lcbzWn, kOxr, aZezea, mtnDx, tOw, WCjTSp, QSWrcI,