hdb valuation calculator

As you own more than one property, you can only use Ordinary Account savings in excess of your Basic Retirement Sum. "user": "", If you use HDBs default law firm, the conveyancing fees can be paid from your CPF. Whatsapp +91 8291-890-569. Indicate the valuation price from the valuation report issued by your bank. The Contents of this Website are provided on an "as is" and as available basis without warranties of any kind, and are of a general nature. With his property mkt analysis skill, I managed to purchase my first property in Singapore. If you use a mortgage broker, they will usually try to find a cheaper law firm for you. This deposit is counted as part of the down payment, once you exercise the option. His service is superb. Terms & Conditions Governing Electronic Services, Have our Home Advice Specialist contact you, Call us at 6333 0033 (Mon to Fri 9 am to 5pm/Sat 9am to 12.30pm). If you have yet to commit to a purchase, you can enter an approximate purchase date. Self Introduction. The computation above is for indicative purposes only and is not an offer of credit facilities. You can use the calculator above for the cash proceeds you will received after selling your flat. We will also assume this is the general amount spent on furnishing your unit, whether you pay it all in cash or take a loan. This refers to the full lease duration and not the remaining lease duration. 2009-2022Catapult Ventures Pte Ltd. All rights reserved. You must use a private bank loan for ECs. 3 Disadvantages of cluster housing, Ultimate home move guide: Moving made easy with tips + promo code from Lalamove, How To Apply For BTO Online? We find the interests of the agent are not well aligned with either the buyers or sellers as volume of transactions matter more. He actually patiently brought us to many various property viewings (I think it was more than 10!) View All Publications. While every effort is made to ensure that the Contents herein are consistent with existing law and practice, you are advised to refer to the relevant legislation to be certain of your legal entitlements and obligations and should seek professional advice at all times before making any decision based on any such information or materials. WebThose looking to purchase a new private property can loan up to 75% of their propertys valuation or purchase price, whichever is lower. Upon logging in, look under Other Related Services - Partial Capital Repayment.This option will shorten your repayment period and maintain your current monthly instalment amount following the An appraisal is not a definitive value but an estimate figure or opinion from a professional usually given by a real estate agent or professional. He was extremely patient and professional and does not rush us into making any decisions he provided us with sound advice whenever we have questions and was always ready to provide help with regards to any matter. How much you pay at each stage of construction. Note that if you are below age 55, your Full Retirement Sum is the Full Retirement Sumapplicable to members turning 55 this year. Inclusive of the Caveat Registration Fee, this would be $181.45. Mortgage Calculator. Note that this price varies between law firms, andyou can request to use a cheaper law firm than the banks default choice. To assist you in your planning, we are pleased to provide upon request at any of our branches, loan repayment schedules in respect of our home loan packages. The amount of Ordinary Account savings you can use to buy a property depends on your age, property type, and loan type. HOT from the Oven !!!! A MoneySmart Mortgage Specialist will be contacting you to help you secure the best home loan in town. "label": "header.logout", If you have yet to commit to a purchase, you can enter an approximate purchase date. Heres a step-by-step guide to your first BTO application and buying your flat. The latest round of cooling measures took effect on 16 December 2021. This is my second time buying a flat (first time was 20 years ago) and I have forgotten all the procedure. We have worked with a few property agents. "welcomeLabel": "header.welcome_label", But with Rick, I am put at ease with someone who is not only very knowledgeable but understanding. Interest rate is 4.5 per cent. Not quite. NEW EXCLUSIVE LISTING ** Rare Huge 5RM Huge Corner Unit with 1377 sqft You can borrow up to 75% of property purchase price for the first housing loan, 45% for the second housing loan, and 35% for the third housing loan. Find out more about the use of your Ordinary Account savings for your housing needs. Read more (Selling HDB after mop), Property Wealth Planning Read more (What is property wealth planning?). For condominiums, maintenance fees depend on the management council. }, We have encountered many agents throughout the years but Rick is the one that has the most profound display of professionalism, knowledge and dedication in his job. As you own more than one property, you can only use Ordinary Account savings in excess of yourFull Retirement Sum. Hello, and welcome to Protocol Entertainment, your guide to the business of the gaming and media industries. For a 3-room BTO flat, it is just $4.50 for 5 years. To buy a house in Singapore, you need a whole lot of cash (and CPF) savings. Using his understanding of the various sectors of the market, Rick generated a investment progression report and we decided to buy a condominium in a choice area with huge potential for multiple returns in the future. Join the tribe here. Rick is a very responsible agent which I've met so far. Having viewers is not enough. Here Are 5 Factors To First Consider. But as a business, you are not subject to the same Total Debt Servicing Ratio (TDSR) requirements. If you require a certified appraisal for any property sale, purchase, mortgage, accounting, internal transfer, HDB 3 Room for Sale HDB 4 Room for Sale HDB 5 Room for Sale Executive Condo for Sale. "hasSession": false Learn more about housing matters. Find your dream home today! Check max loan amount for HDB and EC housing loan. Typical home insurance policies cost between $45 to over $700 per annum (the most expensive policies may also include accident plans, which cover you and your family in the event of an accident). Property taxes are determined by your homes Annual Value (AV). Buying a BTO in 2021? Well done Rick! Overall a smooth experience. "dashboard": { Read more (Sell one buy two), Is buying new launch or resale condo have better returns? WebExplore the latest property news & listings for sale & rent at Edgeprop.sg - the best property portal for home-seekers, buyers, investors & real estate agents alike in Singapore. With some discipline and careful planning, you cansave money for your flats down payment before you turn 35. I was sceptical about engaging a friend to sell our house. Apologies, X value is not available for Commercial & Industrial properties right now. }. Microsoft pleaded for its deal on the day of the Phase 2 decision last month, but now the gloves are well and truly off. WebApplication Online Partial Capital Repayment of HDB Housing Loan. There are legal services involved in processing the paperwork for property ownership. Many homeowners, contacted me for my Dynamic Property Report too and Sell their house at a HIGHER price than valuation. If you have an existing property and want to find out how much more Ordinary Account savings you can use for your housing needs, log in to view your Home ownership dashboard. Neither CPFB nor any third party content providers is responsible for any errors or omissions, or for the results obtained from the use of the information and material in this Website or the tools contained in this Website., Neither CPFB nor any third party content providers warrants: To learn more about your true savings, get in touch with one of our mortgage specialists. Full-Time HDB agent. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy. Just enter the price of the flat inthe HDB legal fee calculator. Postal Code # Floor. For the 2-bedroom private condo, the conveyancing fees can range between $1,100 to $3,000 depending on the bank loan rate. Themaximum cap on most renovation loansis 6 months of your income, or $30,000. Resources PDF (2MB) Household Income Key Household Income Trends, 2021. PDF (3MB) Excel (114KB) KHIT Dashboard. How accurate are the property valuations provided by UrbanZoom? In this article, we get down to brass tacks. We will assume our sample condo has maintenance fees of $250 per month. **. Rick is an agent who has displayed his potential in his services. D23 Dairy Farm, Bukit Panjang, Choa Chu Kang. Property Valuation Calculator [NEW] Understand SORA Authenticate your User ID, Password & DOB 3. For private property, the current fixed home loan interest rates are at a high of 4.5 per cent. Note: The Association of Banks in Singapore (ABS) has published a consumer guide on home loans. The results are provided by UrbanZoom, an AI-enabled research tool that gives you access to real-time and accurate marker value estimations. "target": "_blank" Basic fire insurance is mandatory but only covers damage tointernal structures, fixtures and areas built and provided by the HDBdue to fire, smoke and water. WebResources PDF (1MB) Life Expectancy Calculator. Are you thinking of selling your EC (Executive Condominium) after 5 years? We will assume our 3-room BTO flat has conservancy charges of $45 per month. Just enter the price of the flat in the HDB legal fee calculator. A Step-by-Step Guide For First-Timer HDB Nov BTO 2022 Feng Shui Review: Queenstown, Kallang Whampoa, B 9 Red Flags In a HDB or Condo: Check Before Buying or Renting. Read more (Hdb contra), Why do some Hdb flat price depreciate so much? Use this Property Valuation calculator to find out how much a particular residential property in Singapore is worth. Here Always going the extra miles to serve his clients. He provided us a very personalised guidance when we first approached him with an intention of purchasing a resale flat. 202120748H. The results do not include other factors such as lock-in period. Ask yourself if you will be able to eat, drink, shop, spend, and still park aside $750 or $4,000 every month without fail for the home loan? This is currently 2.6 per cent per annum. Check valuation of your residential property in Singapore. Estimate what you can comfortably spend on your new home. This is also a reason why BTO flats in mature estates are more expensive than those in non-mature estates. } If you are using a private bank loan, you will need to make a down payment of 25 per cent of the purchase price or valuation, whichever is higher. The URA caveat is a way for buyers in Singapore to protect their interest in a property for sale. "url": "javascript:void(0)" You can use more, up to {withdrawalLimit}, if you set aside your Basic Retirement Sum in your CPF accounts. If you are using another law firm (such as one chosen by the bank), you will have to ask the firm whether fees can be paid via CPF or in cash. Take a look at the best home loan rates today. His recommendations and knowledge of financial calculations and preparations are impressive - even factoring in risk management specific to us, for the next 5 to 8 years. No more guesswork - Rank On Demand He helped us in planning for upgrade and showing us how to invest in property with in depth property analysis report. The guide is available on the websites of ABS and the Monetary Authority of Singapore in the four official languages. So, before you commit. All Rights Reserved. This varies significantly in different estates, from zero COV (no premium) to large amounts like $50,000. (2022). Fast response to all my enquiries and he answered to all my doubts which I have. to go from having questions in your mind to understanding the options available. One moment please. If you qualify for HDBsStaggered Downpayment Scheme, this down payment can be split into two instalments: 10 per cent to be paid during the signing of the agreement,andanother 10 per cent when collecting your keys. Cheers. Reference Singapore Standard Classification of Individual Consumption According to Purpose (S-COICOP) 2022. Both my wife and I are impressed with his professional yet friendly approach. I am here to convert viewers to buyers! Agree to the terms and condition 2. Estimate other housing-related matters such as your loan payment period, Home Protection Scheme Premiums, and more. WebView all details on this S$650,000, 1,378 sqft HDB Resale including photos, map, prices, floor plan, nearby supermarkets and MRT stations. Thanks Rick! If you require a certified appraisal for any property sale, purchase, mortgage, accounting, internal transfer, etc., please order a full inspection and valuation report, The suggested size is an estimate, please verify before proceeding, You need to be registered to calculate X-Value, You need to verify your mobile number to calculate X-Value, D23 Dairy Farm, Bukit Panjang, Choa Chu Kang. Account balances, dashboards, statements, and more. A lot of factors come into play when determining property value. Rick was introduced to me by a friend, who has seen Rick while he was helping another client. Is Condo or HDB Better? 4 Room. WebRare newly mop 4 room, high floor, good location, well-kept, spacious - 3 bedroooms, Leasehold/99 years, SGD$920k #96020241 WebThe CPF Withdrawal Limit is capped at 120 per cent of the Valuation Limit of your property. What is the difference between property valuation and appraisal? Policies for private homes cost more as compared to flats. To access the HDB resale portal, you would need your Singpass to log in. Use of X-Value is subject to SRX's. MSR Calculator. Read more (Hdb Resale Process), Buying another Hdb flat, and using the fund from current home? WebOptional Covers. HDB Resale timeline 2022. Flat Type. "It was a pleasure working with Rick throughout my selling and upgrading journey. Highly recommended. WebThose holding a minimum loan amount of S$200,000 for a HDB or S$300,000 for a private home Apply or Accept Enjoy faster refinancing and greater savings with customised and holistic home loan solutions. Get back more CASH after Selling Your HDB, No-nonsense Guide to Upgrading HDB to Condo, Recommended HDB agent by many happy clients, How much should you be paying Property Agent Commission. You will have to check the rates with your town council, but they are generally in the range of $20 to $90 per month for Singapore citizens (reduced rates). You may log into cpf website using your singpass. With no experience dealing with selling and buying, this is my honest testimonial. Escalation option for building Automatic escalation of up to 10% on base sum insured throughout the period of the policy.. The option fee is a non-refundable deposit that must be put down 2 weeks before the sale of the house. WebFirst home calculator Estimate the property price and amount of housing loan that you can afford. The results of this calculator are estimates. WebFor Online Policy Purchase (New and Ongoing Applications) Call (All Days, from 9 am to 9 pm, Toll free) 1800-266-9777 . Hello, and welcome to Protocol Entertainment, your guide to the business of the gaming and media industries. Try my FREE seller financial calculator - my owners have benefited from it. Go to the HDB website to obtain this date. You can specify up to 3 co-owners in this calculator. Failed to subscribe, please contact admin. All rights reserved. In short, deduct 20 per cent off the equivalent private condo price for a new EC, and 9 per cent for an EC that is at the 5- to 10-year mark. It was excellent experience..! Year of Birth. Thank you for your message. Copyright 2019 to 2022 - YouHome.sg. 2. Please keep up the good work!". You and your co-owners' dates of birth help us to determine how muchOrdinary Accountsavings you can use for your property. Aresale flat costs morebecause home prices tend to appreciate over time. I respect your time and promise to deliver my best tips in our session. You can check PropertyGurus HDB resale listings.Once you have received an OTP, you have 21 days to exercise it. You can use more if you set aside your Basic Retirement Sum in your CPF accounts. get in touch with one of our mortgage specialists. He is always patient and helpful whenever I have any query about property purchase procedure, especially the computation part of the downpayment. In fact, we managed to sell off the unit faster than we expected thanks to Rick. Read more (Upgrade to EC before selling your HDB), Should you sell your EC after 5 years? SRX x-value is one of several ways I help my clients obtain an indicative valuation of their homes. This Friday, were taking a look at Microsoft and Sonys increasingly bitter feud over Call of Duty and whether U.K. regulators are leaning toward torpedoing the Activision Blizzard deal. There are seven things you will need to pay up front: We can work this out in steps, using a 3-room BTO flat priced at $180,000 and a 2-bedroom condo priced at $900,000 as our examples. Note that if you are below age 55, your Basic Retirement Sum is the Basic Retirement Sum applicable to members turning 55 this year. He is trustworthy and we felt that we were in safe hands with Rick as our agent. Unit. We will definitely work with him again and recommend him to anyone.". Rick's guidance really helps us to sell our unit at a good rate. WebGet the best insurance premiums and rates from 10+ insurers ranging from health, life, mortgage, car, home, personal accident & travel insurance. Soon after hearing our problems, I was introduced to Rick by a friend. Purchase Price or Valuation of Property must be between $80,000 and $99,999,999, Loan Tenure must be between 5 to 35 years (Private Property) or 5 to 30 years (HDB Flat ). For our sample 3-room BTO flat with a price of $180,000, the conveyancing fee would be $121. Read more (New Launch vs Resale condo), Looking to upgrade from Hdb to condo? You have been inactive for a while. Get exclusive weekly updates to Singapore's design scene, trend scoops, shopping and interior styling tips with our newsletter now. Would you like to log out or continue? This article first appeared on Singsaver. We will assume a 25-year loan for both our sample properties. This isnt your typical webinar. Rick service has a very personal touch. Licensed valuers take into consideration the location, URA zoning, land size, built-up area, number of rooms, vehicle accessibility lease, even the age and condition of the property. Prices will be significantly higher for condos close to Orchard (District 9), as those would be considered luxury properties. For our sample three-room flat, we will assume an AV of $14,400. "target": "_self", You will need a monthly income net of expenses of at least. For HDB flats, the mortgage interest rate is always 0.1 per cent above the prevailing CPF OA rate. There will always be the occasional neighbourhood or unit in which the price is much higher or lower than the norm. Loan Amount. I do not usually post reviews but this is worth investing my time. A resale flat also means there is no wait time (you may have to wait 3 to 4 years for a BTO flat to be finished). In addition, there is a Caveat Registration Fee of $64.45 that must be paid to the Singapore Land Authority. For freehold properties, enter "999". While COV is no longer the norm in the resale market after the policy change in 2014, it was reported that COV has seen a revival amid a robust HDB resale market after the circuit breaker period, driven by constructions delays, BTO projects being pushed back as well as demand for bigger homes. 3 Room. A Step-by-Step Guide For First-Timers. Thanks Rick, I will definitely be doing business with you for a long time! I worked with several agents but he will be my go to agent for any future deals. The Valuation Limit is the lower of the purchase price or valuation amount at the point when you purchased your property. No. Thank you! Please note that buyers who qualify for and intend to obtain a mortgage from HDB need to have a valid HDB Loan Eligibility (HLE) Letter before the sellers can grant He keeps my family posted on what we need to know, is very diplomatic, tactful and professional. Click on Proceed For resale flats, there may be a premium on top of the actual flat price. Are you estimating the amount of Ordinary Account savings you can use for your existing property or a new property? }, Expenses of shifting to alternate accommodation This covers actual expenses incurred by the insured for packing, unpacking, transportation of the insured possessions/ dwelling content to the alternative Rick is a very down to earth person. Thank you for the hassle free experience Rick. He sold our house at a higher than initially discussed price and got us a good deal for our purchase. There are three features which can be found on the HDB resale portal such as a customised financial calculator, an integrated loan listing service and a new flat listing service. The loan for the 3-room BTO flat is $144,000 (after down payment), and this comes to a repayment of $653.28 per month for 25 years. 3 Disadvantages of cluster How To Apply For BTO Online? Search for Condos, HDB, landed house, rooms & more with our advanced analytics tools. The basic fire insurance for HDB flats comes fromEtiqa, and is not a significant cost ($1.50 to $7.50 depending on the size of your flat for a 5-year premium). A property consultant and your host for this one-time sharing session. For a bank loan, the maximum loan amount depends on the number of housing loans you currently have. You can specify up to 1 co-owner in this calculator. This applies to customers with no outstanding home loans. X-Value automated valuation serves as a guide for general reference. 1 Room. Non-citizens pay a normal rate, which is notably higher (check with your town council for specific details). Rick responded fast to all of our queries. What impress us the most was the extra step he went by assisting us with the purchase of our new home, even though this was in no way his responsibility to do so. Your page is loading UrbanZoom provides one of the most accurate residential price predictions in Singapore. Looking To Improve Your Website's Search Engine Optimization? Examples of legal fees include: Stamp duty for Agreement for Lease is calculated as follows: You can also use theStamp Duty Calculatorfrom the Inland Revenue Authority of Singapore website to calculate the stamp duty payable for your flat purchase. View sold and rented transaction in project page. Reliable and he knows exactly what to do and will give you his utmost advise and service. There may be more amenities built up around the flat, as it has been around longer. The journey was kept professional. Cash-over-valuation (COV) must be paid in cash. The prices we listed above are for private condominiums in general. If youve been thinking about buying a flat in Singapore, it can be somewhat confusing to know about the fees and costs involved. Monthly repayments for your home loan. On the other hand, property valuation goes through a formal process to the determine the actual value of the property's value based on multiple factors. "label": "header.user_profile", This is called the Cash Over Valuation (COV). LED reading lights and charging tables: Smart sofas that What Is A Cluster House in Singapore? In no event shall CPFB or any third party content providers be liable for damages, expenses, costs or loss of any kind (including without limitation, any direct, or indirect, special, incidental or consequential damages, loss of profits or loss of opportunity) howsoever caused as a result (direct or indirect) of, or in connection with, your use of this Website, or reliance on any information, materials, tools or online services provided in or available from this Website, regardless of the form of action. Thumbs up to Rick and we will recommend him to anyone for their home-search, "In short, Rick did an amazing job. Rick also helped us iron out all the issues encountered along the way and we are very thankful for his service. In addition, there is a Caveat Registration Fee of $64.45 that must be paid to the Singapore Land Authority. The typical renovation loan tenure is between 3 to 5 years. Most people do end up getting apersonal loan for renovations with lower interest rates. Heres what you realistically need in the bank to buy your first house, and what other expenses to prepare for. Learn more! "I Regret Selling My HDB To Upgrade To A Top 8 Luxury Condos in Singapore: Interlace, Nassim Hill, Ardmore Keep HDB and Buy Condo? I would like to receive marketing materials from SPH Media, its subsidiaries and partners. WebX-Value automated valuation serves as a guide for general reference. For new HDB flats, conveyancing fees are calculated as follows: There is no need to calculate this manually. The agent will be informed of your request. Thebalance 15 per centcan be paid withthe monies your CPF OA, in cash, or a combination of both. By signing up, you indicate that you have read and agreed with our, You need $36,000 to $235,000 to buy a house in Singapore, internal structures, fixtures and areas built and provided by the HDB. While I wholeheartedly admit that I hope to be engaged and be part of your property journey, I also need you to know that, like you, I dont like sales pitches and being forced into selling and buying, I am looking forward to working with down to earth people, Looking forward to a happy property journey. For our sample condo, we will assume an AV of $36,000. These home loan recommendations are based on the information entered above. The entire buying process quickly became swift and smooth; Rick understands our needs, puts our personal interest first, seals us a good deal and educated us along the way about the important things and areas to pay attention to. Hence, it should not be taken as the actual real estate value since it did not undergo any formal assessment. As a general guideline, a new Executive Condominium (EC) is about 20 per cent cheaper than an equivalent private condo. before we finally settled on the Cairnhill unit. authData: { Year 3. "logout": { Your property price and housing loan amount depend on you and your co-owner's income, savings, and monthly expenses. The tax payable would be around $512 per annum. You can obtain the lease start date from a title search for the property. Web3 bedroooms, Leasehold/99 years, SGD$718k #96539311. }, However, Rick has put himself out on so many levels just to ensure everything went smoothly, promptly and correctly at every stage. My wife and I are grateful that a friend of ours referred us to Rick to help sell our unit. How do you get a price estimate on my property? What Is A Cluster House in Singapore? HDB resale flat prices differ depending on the flat type and district. Interest rates on renovation loans range from 3 to 5 per cent per annum, sobe sure to compare between banksbefore applying. This calculator is not applicable if your property is an HDB studio apartment or a short-lease 2-room flexi flat. We bring you the most comprehensive selection in the market - the most popular condominiums, apartments, HDB flats, Executive Condominiums, houses and commercial properties. It then provides an estimate on the value of your property, which they call Zoom Value. Thats pretty impressive! Important notes You will require your co-owners' date of birth, property purchase date, valuation price, and lease-related information to proceed. Progressive Payment Calculator. The process was complicated but he was able to empathize with my situation and also provide brilliant advices that ensue the smooth transaction. This refers to the full lease duration and not the remaining lease duration. Go to the HDB websiteto obtain this date. The downpayment can be paid from your CPF Ordinary Account (OA), in cash, or through a combination of both. Year 1. Note that if you are below age 55, your Basic Retirement Sum is the Basic Retirement Sum applicable to members turning 55 this year. The tax payable is $2,240 per annum. WebFor resale purchases, buyers are required to pay the sellers a deposit in cash of up to $5,000. Interest Rate must be between 1 to 100. Go to the HDB websiteto obtain this date. Aside from tightened loan limits which saw the Loan-to-Value (LTV) limit for HDB-granted loans being adjusted from 90% to 85% and the Total Debt Servicing Ratio (TDSR) threshold tightening, dropping from 60% to 55%, ABSD rates were adjusted. Read more (Selling EC), Should you sell your MOP HDB after 5 years? Expect practical and realistic advice you can consider. (a) the truth, accuracy, adequacy, reliability, completeness, reasonableness, currency or timeliness, of the Contents contained in or accessed through this Website and expressly disclaims liability for any errors in or omissions from, the Contents of the Website; and, (b) that the Contents available through this Website or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Website and the server is and will be free of all viruses and/or other malicious, destructive or corrupting code, programme or macro.. The results are provided by UrbanZoom, an AI-enabled research tool that gives you access to real-time and accurate marker value estimations. You can submit your request for partial capital repayment via My HDBPage (using Singpass). Affordability Calculator. Copyright 2022, Government of Singapore. With his knowledge and years of experience has made the entire purchasing process seamless. "id": "login", StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the X-Value. He has shown his expertise in real estate and guided us step by step all the way, making transactions effortless for us. Call (For NRI customers, All Days, Local charges apply) Hey, Im Rick! How To Increase HDB BTO Chances: Why is it so hard to get BTO? "id": "profile", Head over to use our free calculator tools such as. Thanks so much Rick for the help and assistance you have rendered from start until the end of transaction. Thebreakthrough was 5-room HDB flat at Pinnacle@Duxton, which sold for an unprecedented $1.23 million in March 2020 and spawned a whole class of million dollar HDBs its COV wouldve cost at least a couple hundred thousand. This price difference falls to around 9% after the Minimum Occupancy Period (MOP) of 5 years and narrows further to 5 per cent afterwards. With Rick, you can be assured that your interests are well protected at all times. He did a excellent job giving us professional assistance from step by step till the keys are handed over to the new owner. Look for an HDB resale flat you want and get an OTP. WebYou can use your Ordinary Account (OA) savings after setting aside the applicable Basic Retirement Sum (BRS) in your CPF accounts to provide you with a monthly income to support a basic standard of living during retirement, until the total CPF usage by all owners reaches the lower of the purchase price or the valuation price of the property at the time These are conservancy charges in HDB estates. The loan for the condo is $675,000 (after down payment). These typically range from $200 to $350 per month, although there are cases when fees are even higher for high-end developments with a concierge service or elaborate facilities, it is possible to see monthly costs of $400 or more. No warranty of any kind, express, implied or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus), is given in conjunction with the Contents of this Website, the tools contained in this Website or this Website in general. 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